但是现在那个骑车的人已经跑了该怎么办呢？ </div> <div class="cb-artynum-cell"> <span class="cb-article-tab">综合法律</span> <span class="cb-articel-update">2019-05-27 18:37</span> <span class="cb-read-num"><span class="readnum"></span>人浏览</span> </div> </div> </div> <!-- 律师回答 --> <div class="lawyer-da mlr34 margin-b68 "> <div class="lawyer-t-num flex wendacount" data-count="3">共3位律师解答</div> <ul class="lawyer-da-ul"> <li class="lawyer-da-li "> <div class="txt lawyerurl0"><div class="txt1">汽车相撞，属于<a class="destext" href="https://m.lawtime.cn/zs_32109/" target="_blank">交通事故</a>，建议及时报警，至于责任的大小一般依据<a class="destext" href="https://m.lawtime.cn/zs_32192/" target="_blank">交通事故认定书</a>确定。<p>公安机关在查明交通事故原因后，根据当事人的违章行为与交通事故之间的因果关系，以及违章行为在交通事故中的作用，对当事人的交通事故责任加以认定的行为。</div></div> <div class="cb-onetoone flex wl-j-b"> <a href="https://m.lawtime.cn/ask/fabu/?from=1406" onclick="_lthm.push(['_trackEvent', 'm_pa0023_po2_ty1', '0_buty1', 'ac1']);" class="flex lawyerurl0"> <img class="cb-lawer-img lawyerphoto0" data-echo="https://pic3.lawtimeimg.com/images/default/aiphoto/answer/v3/lawyer1.jpg" alt="平台特邀律师律师"> <div class="cb-lawer-info"> <div class="lawer-name flex lawyername0"><span class="lvsname nowrap">平台特邀律师</span><div class="lawer-certify">推荐</div></div> <p class="lawer-dizhi nowrap">2019-05-27 18:11</p> </div> </a> <p class="cb-to-btn ask-btn lawyerask0"> <a href="https://m.lawtime.cn/ask/fabu/?from=1406?from=1406" onclick="_lthm.push(['_trackEvent', 'm_pa0023_po2_ty1', '0_buty1', 'ac1']);">咨询我</a> </p> </div> </li> <li class="lawyer-da-li bdt1 pt68"> <div class="txt lawyerurl1"><div class="txt1">车闯红灯发生<a class="destext" href="https://m.lawtime.cn/zs_32109/" target="_blank">交通事故</a>后，保险公司是否赔偿，可以先确定保险公司的免责条款。车主发生道路交通事故，造成受害人的财产损失，有以下情形保险公司不承担赔偿责任：<br>1、驾驶人未取得驾驶资格，或者醉酒肇事的。<br>2、被保险机动车被盗抢期间肇事的。并且，这种情况下，原车主不承担赔偿责任，应该由直接的肇事者进行赔偿。<br>3、被保险人故意制造道路交通事故的。比如为骗取保险金，故意制造交通事故，那么一旦被认定为故意，也将不能予以理赔。<br>所以，根据以上，车主闯红灯违章发生车祸并不是保险公司免责的法定事由，一般来说，车主发生交通事故，在交强险限额内就由保险公司承担。超出交强险限额，双方按各自责任大小承担。<br>双方承担赔偿后，再向商业保险公司理赔。</div></div> <div class="cb-onetoone flex wl-j-b"> <a href="https://m.lawtime.cn/ask/fabu/?from=1406" onclick="_lthm.push(['_trackEvent', 'm_pa0023_po2_ty1', '0_buty1', 'ac1']);" class="flex lawyerurl1"> <img class="cb-lawer-img lawyerphoto1" data-echo="https://pic3.lawtimeimg.com/images/default/aiphoto/answer/v2/lawyer1.jpg" alt="综合法律律师团队律师"> <div class="cb-lawer-info"> <div class="lawer-name flex lawyername1"><span class="lvsname nowrap">综合法律律师团队</span><div class="lawer-certify">推荐</div></div> <p class="lawer-dizhi nowrap">2019-05-27 18:19</p> </div> </a> <p class="cb-to-btn ask-btn lawyerask1"> <a href="https://m.lawtime.cn/ask/fabu/?from=1406?from=1406" onclick="_lthm.push(['_trackEvent', 'm_pa0023_po2_ty1', '0_buty1', 'ac1']);">咨询我</a> </p> </div> </li> <li class="lawyer-da-li bdt1 pt68"> <div class="txt lawyerurl2"><div class="txt1">事故责任由交警认定，不服的，可以向上级交警部门申请复核。闯红灯属于违章行为，认定道路<a class="destext" href="https://m.lawtime.cn/zs_32109/" target="_blank">交通事故</a>责任的原则有以下三点：<br>1、当事人有违章行为。即交通事故的当事人有违犯道路<a class="destext" href="https://m.lawtime.cn/zs_33391/" target="_blank">交通法</a>规的行为，也就是俗称的违章行为。如不存在违章行为，就不属于交通事故。<br>2、违章行为与损害结果之间存在因果关系。<a class="destext" href="https://m.lawtime.cn/zs_33410/" target="_blank">交通违章</a>行为与交通事故之间有因果关系的,要负相应交通事故责任。当事人没有违章行为或者虽有违章行为，但违章行为与交通事故无因果关系的，不负交通事故责任。<br>3、当事人违章行为在交通事故中作用的大小，认定当事人应负交通事故责任的大小。一方当事人的违章行为造成交通事故的，有违章行为的一方负事故的全部责任。两方当事人的违章行为共同造成交通事故的，违章行为在交通事故中作用大的一方负主要责任，另一方负次要责任；违章行为在交通事故中作用基本相当的，两方负同等责任。三方以上当事人的违章行为共同造成交通事故的，根据各自的违章行为在交通事故中的作用大小划分责任。</div></div> <div class="cb-onetoone flex wl-j-b"> <a href="https://m.lawtime.cn/ask/fabu/?from=1406" 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